Last updated: 12/2025

This Privacy Policy describes how Angelique Murray ("we," "us," or "our") collects, uses, and protects your information when you visit our website or interact with our services related to life insurance and related products.

We may collect the following types of information:

When you voluntarily submit information through our website (such as contact forms, quote requests, or scheduling tools), we may collect:

• Name
• Email address
• Phone number
• Mailing address
• Date of birth
• Other information you choose to provide related to insurance inquiries

When you visit our website, we may automatically collect certain information, including:

• IP address
• Browser type
• Device information
• Pages visited and time spent on the site
• Referring website or source

This information helps us improve our website and user experience.

We may use the information we collect to:

• Respond to inquiries and requests
• Provide insurance quotes and information
• Communicate with you via phone, email, or text message
• Improve our website and services
• Comply with legal and regulatory requirements
• Prevent fraud and protect our business

By providing your phone number or email address, you consent to receive communications from us regarding insurance products, services, appointments, and follow-ups. Message and data rates may apply. You may opt out of communications at any time by following the unsubscribe instructions provided or by contacting us directly.

We do not sell your personal information. We may share your information only in the following circumstances:

• With insurance carriers or service providers as necessary to provide quotes or coverage
• With third-party service providers who assist in operating our website or business (subject to confidentiality obligations)
• When required by law, regulation, or legal process

Our website may use cookies or similar technologies to enhance user experience and analyze website traffic. You may choose to disable cookies through your browser settings; however, some features of the website may not function properly.

We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the Internet is 100% secure.

Depending on your location, you may have rights regarding your personal information, including the right to:

• Request access to your personal data
• Request correction or deletion of your personal data
• Withdraw consent for communications

To exercise these rights, please contact us using the information below.

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

If you have questions about this Privacy Policy or how we handle your information, please contact us:

Angelique Murray
Website: www.angeliquemurray.com
Email: lifepro@angeliquemurray.com

Last updated: 12/2025

Welcome to the website of Angelique Murray("Company," "we," "us," or "our"). By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use this website.

This website is provided for general informational purposes related to life insurance and related financial protection products. You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the site.

Information provided on this website does not constitute legal, tax, or financial advice. Insurance coverage is subject to underwriting approval, carrier guidelines, and policy terms. You should consult with a licensed insurance professional or appropriate advisor regarding your specific situation.

Submitting information through this website does not guarantee coverage, rates, or policy issuance.

You must be at least 18 years old to use this website or submit personal information. By using this website, you represent that you meet this requirement.

Any insurance quotes provided through this website are estimates only and are not binding. Final rates, coverage amounts, and policy terms are determined by the insurance carrier after review of your application, underwriting, and any required medical or financial information.

By submitting personal information through forms, scheduling tools, or other features on this website, you confirm that the information provided is accurate and complete to the best of your knowledge. You agree not to submit false, misleading, or fraudulent information.

By providing your contact information, including phone number and email address, you consent to receive communications from us regarding insurance products, services, appointments, and follow-ups. Communications may include phone calls, emails, or text messages. Message and data rates may apply. You may opt out at any time by following the instructions provided in the communication or by contacting us directly.

All content on this website, including text, images, graphics, logos, and design elements, is the property of Angelique Murray or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission.

This website may contain links to third-party websites for convenience. We do not control and are not responsible for the content, policies, or practices of any third-party sites. Accessing third-party websites is at your own risk.

This website is provided on an "as is" and "as available" basis. We make no warranties or representations regarding the accuracy, completeness, or reliability of the content. We disclaim all warranties, express or implied, to the fullest extent permitted by law.

To the fullest extent permitted by law, Angelique Murray shall not be liable for any damages arising out of or related to your use of this website, including but not limited to indirect, incidental, or consequential damages.

You agree to indemnify and hold harmless Angelique Murray from any claims, damages, losses, or expenses arising from your misuse of this website or violation of these Terms and Conditions.

Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect and use personal information.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Angelique Murray operates, without regard to conflict of law principles.

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective upon posting on this website. Continued use of the website constitutes acceptance of the updated terms.

If you have any questions about these Terms and Conditions, please contact us:

Angelique Murray
Website: www.angeliquemurray.com
Email: lifepro@angeliquemurray.com